Preheat oven to 350 degrees
Spray two loaf pans with cooking spray
In a bowl, cream together sugar, eggs, pumpkin puree, and oil
In another bowl, whisk together flour, baking soda, salt, cinnamon, nutmeg, and ginger
Add dry ingredients to wet ingredients and mix till combined
Gently stir in chocolate chips
Pour halfway full in both loaf pans and set aside
Now for the streusel topping, combine butter, brown sugar, flour, and cinnamon
Crumble evenly overtop both loaf pans
Bake for 55-60 minutes, check-in between every 10-minute mark to make sure loaves are not burning
Once fully baked, set aside to cool for 10 minutes then pop loaf's out of the pans and cut accordingly and serve!